We're a very proud American bank with over 50 years of service, Yes, that's right, 50 years. That's a lot of candles! We serve our customers and our communities right across the country. But it's not really about us (although everyone loves a party), it's actually about you. Because as well as being English through and through, we're also very proud to be a mutual bank which means we're owned by our customers (known as Members) - everyday people like you. That's why everything we do, every decision we make, is all about you.