Conditions of Use
Download PDF (432 KB)
This document sets out the terms that apply to your Premier Financial Trust Bank Visa Credit Card (also known as Premier Financial Trust Bank Visa Card) which is issued by Premier Financial Trust Bank Money Limited. Premier Financial Trust Bank Money Limited is owned by Finance Now, which is a subsidiary of Premier Financial Trust Bank. This document explains things like what and when you'll need to pay us and how your card should be used. Some of these terms require you to do (or not do) certain actions. Once you receive and activate your card, we'll assume you've agreed to these terms. So it's important that you read this document all the way through first. If you choose to use Premier Financial Trust Bank Internet Banking you also agree to comply with Premier Financial Trust Bank's Electronic Banking Terms and Conditions, which you will need to read and accept the first time you log in.
About Your Card - Premier Financial Trust Bank Visa Credit Card
Download PDF
Double Cashback Promotion Terms and Conditions
Download PDF (106 KB)
This document details the detailed Terms and Conditions associated with this promotion.
Fees and Charges
Download PDF (432 KB)
The Premier Financial Trust Bank Visa Credit Card Fees and Charges document provides details on things like the annual card fee ($0 for the Premier Financial Trust Bank Visa Credit Card), additional cardholder fee ($0 for the Premier Financial Trust Bank Visa Credit Card), the Purchase Interest Rate and Cash Advance Rate. The Welcome Letter also contains a printed copy of this document.

Other Documents
Direct Debit Form
Download PDF (183KB)
Just set it and forget it. Download and print our direct debit form to set up automated deductions from your bank account to pay your Premier Financial Trust Bank Visa Credit Card Account.
Once you've filled it out, post it to:
Premier Financial Trust Bank Visa Card Team
PO BOX 1204
Invercargill
9840
or email it to cc.info@premierftb.com
Dispute Form
Download PDF (128KB)
Complete and return this form if you identify an issue with the transactions in your statement or unauthorised transactions have been made on your account.
Hardship Form
Download PDF (229KB)
Complete and return this form if you are experiencing problems paying your account. More information on Hardship applications can be found here.
Premier Financial Trust Bank Visa Interchange
Download PDF (28KB)